Insights + events

Many people are surprised to learn that some of their largest assets may not be covered by their will. With recent changes affecting testamentary trusts and ongoing complexity around superannuation death benefits, now is a good time to review your arrangements.

Protecting income from unexpected illness and injury is particularly important to anyone with a mortgage to service, small business owners and self-employed people with no sick leave available.

Entering the world of investing can be a life-changer for people of all ages. Here are seven simple steps for beginners to start their wealth journey.

A range of superannuation changes that came into effect on 1 July 2026, are reinforcing the role of super as one of the most tax-effective investment structures available.

The amount of assets set to be transferred from one generation to the next in Australia over the coming decades will amount to trillions of dollars. There’s a lot to be said for having open discussions within your family about the intended treatment of assets and future inheritances.

Life insurance protects what matters most but understanding how much it costs can be difficult.

For many Australians, superannuation is their greatest asset outside the family home. But do you have a plan for who will receive your super if something happens to you?

Far from being just a safety net, insurance can be a tool that preserves your assets and keeps your plans on track even when life delivers the unexpected.

The income assumptions many have carried into retirement are being tested in the current economic climate.

The 2026-27 Federal Budget is looking to reshape the tax system by targeting property investments and trust structures on a level not seen in decades. Proposed changes signal a real shift when it comes to building and protecting wealth.

With the End of Financial Year (EOFY) fast approaching, now is a great time to review your personal finances and, where relevant, take action before 30 June.

Many investors equate balance with diversification alone. But balance means understanding how each investment or exposure contributes to the twin goals of growth and protection and whether the portfolio is robust enough to withstand challenging times.

It’s the season for gifts, sharing meals and spreading cheer. But what if your festive generosity could do more? Giving isn’t just an act of kindness; it can also be a smart financial move.

Inaction can be costly when it comes to building long-term wealth. Whether it’s leaving money in cash, delaying investment decisions or ignoring the power of regular contributions, the financial consequences of sitting still can quietly erode your future goals.

The months leading up to 30 June provide a valuable opportunity to review your superannuation balance and explore ways to boost your retirement savings. Making additional contributions (on top of any super guarantee paid by an employer) could make a big difference to your retirement balance thanks to the magic of compounding interest. Here’s how: […]

The general Transfer Balance Cap (TBC) will increase from $1.9M to $2M from 1 July 2025. This is welcome news for retirees; with the new $2 million cap, couples can have a total of $4 million in the tax-free retirement phase.

When interest rates drop, it often sparks excitement, as people start thinking about lower repayments, cheaper loans, and extra cash flow. While it’s tempting to pocket the savings and treat yourself, a drop in interest rates presents an incredible opportunity to make smarter financial decisions that can set you up for the future.

There’s no telling how the market will perform in a given year. But all the ups and downs you learned to live with throughout your working life become much more consequential as you approach what’s called the ‘retirement risk zone’ – the five to ten years either side of your retirement date. This is when your savings are particularly vulnerable to market downturns.

On April 2, US President Donald Trump announced wide ranging tariffs which surprised investment markets in both their magnitude and variability. Investment markets reacted negatively to the announcement as investors quickly moved to a “risk-off” stance whilst they attempted to quantify the risks of the Trump tariffs and implications for both investment markets and the economy.  

Consistent with market expectations, the 2025-26 Federal Budget was relatively uneventful amidst an uncertain economy, global trade wars and rising tariff tensions. The focus was on targeted cost-of-living relief ahead of the upcoming election, with tax cuts and new spending measures designed to ease financial pressures on households. Highlights: > Cost-of-living support: Tax cuts for […]